Lower Your Medicare Supplement Premium Without Losing Coverage

If you're like many Medicare Supplement (Medigap) policyholders that call Pierce Insurance, you may have noticed your premium creeping up year after year, even though your coverage hasn't changed. We all love the consistent coverage that comes with your Medicare Supplement plans, but the rate increases can be stressful!

The good news? You don’t have to keep overpaying to get the coverage you want.

At Pierce Insurance, we specialize in helping Iowa seniors lower their Medigap premiums without sacrificing benefits. Here's how we do it:

Same Coverage, Different Price

Many people don’t realize that Medicare Supplement plans are standardized. That means a Plan G from one company offers the same benefits as a Plan G from another. The only real difference? The price. You could be paying hundreds more each year simply because you haven’t shopped around.

At Pierce Insurance we have had clients wanting to change from Plan F to Plan G and even Plan N to maximize their savings!

When Can You Switch Medicare Supplement Plans?

The best time to review your plan is now. In most cases, you can apply for a new Medigap plan at any time of year—but your ability to switch without medical underwriting depends on your health and other factors. That’s why it's smart to review your options before rates go up again.